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Pensioners & Older Adults

Pension Credit

A tax-free, means-tested benefit that tops up weekly income for state pension age residents and unlocks multiple extra cost-of-living perks.

Who it's for

Pensioners & Older Adults

Typical Weekly Amount

Top-up to £238.00/wk (Single) or £363.25/wk (Couple)

Administered By

Department for Work and Pensions (DWP)

Eligibility Criteria

Tick off each condition below. You'll usually need to meet all of them to qualify.

Step-by-Step: How to Apply

  1. 1

    Apply online via GOV.UK or call the Pension Credit claim line on 0800 99 1234.

  2. 2

    Provide details of your income, pensions, and savings.

  3. 3

    Claims can be backdated up to 3 months if eligible during that period.

Local council top-up

Check local pensioner support schemes in your town

Pension Credit is known as the 'gateway benefit'. Qualifying automatically unlocks 100% Council Tax Reduction, Winter Fuel Payments, free TV licenses (if 75+), and local emergency council grants.

Or browse all local council hubs

Related benefits

Disability & Pensions

Attendance Allowance

A tax-free benefit for people of State Pension age who have a physical or mental disability and need help with daily personal care.

View guide Housing & Local Support

Council Tax Reduction

A local discount that reduces your Council Tax bill if you are on a low income, claiming benefits, or live alone.

View guide Pensioners & Heating

Winter Fuel Payment

An annual tax-free winter heating payment for eligible pension-age residents receiving qualifying income-related support.

View guide