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Low Income & Working Age

Universal Credit

The main monthly payment for people of working age who are on a low income, out of work, or unable to work due to health conditions.

Who it's for

Low Income & Working Age

Typical Weekly Amount

Standard Monthly Allowance: £338.58 to £666.97 + elements

Administered By

Department for Work and Pensions (DWP)

Eligibility Criteria

Tick off each condition below. You'll usually need to meet all of them to qualify.

Step-by-Step: How to Apply

  1. 1

    Create an online Universal Credit account on the official GOV.UK portal.

  2. 2

    Complete your identity verification online or at your local Jobcentre Plus.

  3. 3

    Submit evidence of housing costs, income, savings, and health conditions.

  4. 4

    Attend an initial interview with a Work Coach (unless exempt due to illness/caring).

Local council top-up

Find local council tax reduction and welfare support links

Claiming Universal Credit does NOT automatically include Council Tax support. You must make a separate claim through your local council for Council Tax Reduction and Household Support Fund grants.

Or browse all local council hubs

Related benefits

Housing & Local Support

Council Tax Reduction

A local discount that reduces your Council Tax bill if you are on a low income, claiming benefits, or live alone.

View guide Housing & Rent

Discretionary Housing Payment (DHP)

Emergency financial help from your local council if your current benefits do not cover your full rent.

View guide Disability & Health

Personal Independence Payment (PIP)

A non-means-tested benefit for working-age adults with long-term physical or mental health conditions or disabilities.

View guide